Medical Insurance Does Not Cover Homeopathy
Wouldn't it be great if medical insurance companies covered all the unconventional forms of healthcare that could prevent you needing to make expensive hospital visits?
Fortunately, they do cover some of those, like acupuncture and chiropractic. Unfortunately, however, they don't cover homeopathy, which is one of the most powerful of the alternative approaches.
Although we might be tempted to blame insurance companies, this is also because homeopathy is not a licensed medical practice in most places in the U.S. It certainly isn't licensed in North Carolina, and the combination of company requirements and state medical law make it impossible for us to file claims for patients.
Even though this situation is not of our making, we do regret that it makes homeopathy difficult for some people to afford. Keeping this always in mind, we strive to provide the sort of high quality care that our patients will find worth the expense!
Over the years of navigating this situation, we have unfortunately had to take a very hard line on what sorts of information we can and cannot provide to outside entities. Here is a summary of what types of documentation we can provide.
What we will do:
- Upon request, we will promptly provide you with receipts for your homeopathic expenses, itemized only by appointment type (intake, followup or acute).
- Upon transfer of your case to another homeopath, we will provide a summary of your homeopathic case (remedies and remedy assessments) to your new homeopath.
- We will attempt to run an HSA credit card (from a Health Savings Account) if asked, and we will accept that form of payment if the card works as long as you accept all responsibility for your chosen use of that card.
What we will not do:
- We will not take or store your medical insurance information.
- We will not provide medical documentation on any receipt for payment.
- We will not communicate regarding your case with any insurance provider or non-homeopathic entity, including government programs and health shares.
- We will not provide you with medical justification for your use of an HSA credit or debit card.
Because HSA cards often work fine as payments here in the office, this last one has frequently become a difficult point.
The bottom line is that we will only provide a receipt for your payment under the category of appointment type. We will absolutely not include any medical information on any receipt for payment. So, if an HSA card works as payment but the company comes back and demands medical documentation, we cannot legally provide that documentation, and you will have to reimburse the company for the unauthorized expenditure.
Again, we hope that the quality of the care you receive will more than make up for the expense, and we further hope that the improvements you see in your long-term health will save you money in the long run!